Generative payments

Payment infrastructure for the commerce ahead

Vanguard unifies collections, subscriptions, and global payments in one software and API layer for online businesses.

Create account

Explore API

Built for ambitious ecommerce teams

Designed for merchants operating without borders

Payments that move at the speed of your business

Global Coverage

International Money Transfer

Europe

Germany
France
United Kingdom
Italy

Africa

Nigeria
South Africa
Egypt
Kenya

Americas

United States
Canada
Mexico
Brazil

Send money to friends and family in over 200 countries and territories. Competitive rates and fast transfers with real-time tracking.

99.99%

platform availability

99.99%

platform availability

180+

markets ready to collect

180+

markets ready to collect

<80ms

average API response

<80ms

average API response

A payment system designed as an evolving work

ORCHESTRATED CHECKOUT

A payment experience that adapts to every market.

Vanguard selects the best route and presents the right methods without disrupting the buying flow.

• Dynamic routing by authorization and cost

• Native reconciliation from the first charge

ROUTING STATUS

Optimizing each authorization

94.8%

Card

PayPal

Card number

1234 1234 1234 1234

Expiry date

MM / YY

Security code

CVC

Total

$49.00

Pay now

The API that turns financial complexity into flow

SMART CHECKOUT

Payment routes that adapt in real time.

Present the right method and find the strongest route for every authorization.

New transaction

Approved

Amount to charge

$1,249.00 USD

Selected route

Vanguard · Visa

Confirm charge

Payment performance

Last 7 days

Authorization rate

94.8%

↗ 8.2%

ACTIONABLE SIGNALS

See what improves your payments before the day ends.

Clear reads on authorization, cost, and behavior so every decision arrives on time.

LIVE OPERATIONS

Automate exceptions without losing visibility.

A queue built to act on every transaction with clear rules and shared context.

Operations queue

12 active

Payment #VR-0291

Settled

Payment #VR-0288

Automatic retry

Active rule

If an authorization fails, switch routes in under 2 seconds.

Technology for every payment moment

Smart routing

Choose the best path for every transaction to improve authorization.

Real-Time Insights

Access blockchain data in real-time to make timely and informed decisions.

Smart routing

Choose the best path for every transaction to improve authorization.

Clear API

Integrate payments, customers, and reconciliation through one development surface.

Clear API

Integrate payments, customers, and reconciliation through one development surface.

Adaptive protection

Real-time signals that help identify anomalous activity.

Adaptive protection

Real-time signals that help identify anomalous activity.

Native subscriptions

Automate renewals, recover revenue, and support every cycle.

Native subscriptions

Automate renewals, recover revenue, and support every cycle.

Precise settlement

Reconcile movement and keep your teams current.

Precise settlement

Reconcile movement and keep your teams current.

Actionable data

Turn every payment into a signal that improves your business.

Actionable data

Turn every payment into a signal that improves your business.

Plans to build your payment operation

Start at your business’s pace and scale when commerce asks for it.

Monthly

Yearly

Starter

$99

Billed monthly

Payment routing & reporting

Global payment methods

Real-time reconciliation

Email support

Start with Vanguard

Adaptive payment routing

Smart retries & recovery

Advanced authorization insights

Priority implementation support

Dedicated operating reviews

Growth

Best value

$499

For growing payment volume

Talk to sales

Plans to build your payment operation

Start at your business’s pace and scale when commerce asks for it.

Monthly

Yearly

Starter

$99

Billed monthly

Payment routing & reporting

Global payment methods

Real-time reconciliation

Email support

Start with Vanguard

Adaptive payment routing

Smart retries & recovery

Advanced authorization insights

Priority implementation support

Dedicated operating reviews

Growth

Best value

$499

For growing payment volume

Talk to sales

Plans to build your payment operation

Start at your business’s pace and scale when commerce asks for it.

Monthly

Yearly

Starter

$99

Billed monthly

Payment routing & reporting

Global payment methods

Real-time reconciliation

Email support

Start with Vanguard

Adaptive payment routing

Smart retries & recovery

Advanced authorization insights

Priority implementation support

Dedicated operating reviews

Growth

Best value

$499

For growing payment volume

Talk to sales

Chosen by teams that turn every payment into a relationship

Stories from digital merchants operating with more clarity, control, and speed.

Chosen by teams that turn every payment into a relationship

Stories from digital merchants operating with more clarity, control, and speed.

Lina Morales

Commerce director

Vanguard gave us one view to optimize checkout without separating product from finance.

Tomás Vidal

Marketplace founder

We stopped chasing errors and started understanding each payment on the same day.

Mara León

Product lead

The API is clear, data arrives on time, and our team can build better experiences.

Diego Reyes

Responsable financiero

Reconciliation is no longer an end-of-month close. It’s part of daily operations.

Laura Mendez

Commerce director

Vanguard gave us one view to optimize checkout without separating product from finance.

Lina Morales

Commerce director

Vanguard gave us one view to optimize checkout without separating product from finance.

Tomás Vidal

Marketplace founder

We stopped chasing errors and started understanding each payment on the same day.

Mara León

Product lead

The API is clear, data arrives on time, and our team can build better experiences.

Diego Reyes

Responsable financiero

Reconciliation is no longer an end-of-month close. It’s part of daily operations.

Laura Mendez

Commerce director

Vanguard gave us one view to optimize checkout without separating product from finance.

Andrea Cruz

Ecommerce manager

The platform helped us recover conversions without adding checkout complexity.

Nora Silva

Operations director

Teams now see the same signals and resolve payments before they escalate.

Iker Soto

Platform engineer

We build new flows with less friction and more control over every integration.

Valeria Mora

Fundadora

Vanguard’s console turned payment data into a real lever for growth.

Andrea Cruz

Ecommerce manager

The platform helped us recover conversions without adding checkout complexity.

Payment questions

What makes Vanguard different?

Vanguard connects checkout, orchestration, reconciliation, and generative signals in one payment platform so commercial and technical teams work from the same information.

Will the API work with my existing business?

How does Vanguard protect every transaction?

Can I automate recurring charges?

What can I measure with Vanguard?

START A CONVERSATION

Let’s design the payment layer your business needs.

Tell us about your payment volume, markets, and operational goals. Our team will get back to you within one business day.

sales@vanguard.dev

Turn every payment into your next advantage

Bring checkout, operations, and payment data into one choreography.

Talk to Vanguard

Turn every payment into your next advantage

Bring checkout, operations, and payment data into one choreography.

Talk to Vanguard

Turn every payment into your next advantage

Bring checkout, operations, and payment data into one choreography.

Talk to Vanguard